O.C.E.A.N., Inc. offers the AC Credit Repair Program in partnership with the City of Atlantic City, providing residents with education and tools to understand, evaluate, and improve their credit profiles.

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Program Purpose

• The AC Credit Repair Program provides structured, educational workshops designed to help participants:

• Understand the components of credit reports

• Identify and correct inaccurate or unverifiable information

• Communicate effectively with creditors and collection agencies

• Improve overall credit scores

• Learn budgeting strategies and financial management

• Position themselves for future financial goals such as homeownership or business funding

Program Context

The AC Credit Repair Program is offered through a collaboration between O.C.E.A.N., Inc. and the City of Atlantic City. The City announced this partnership and its commitment to expanding access to credit education and financial tools for community members.

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Educational Components

The program content typically covers core credit topics such as:

• Accessing and reading your credit report

• Strategies to build and maintain a positive credit file

• Debt management and responsible credit use

• Credit dispute processes and communication techniques

• Establishing financial habits that support long-term credit health
   

Workshops have historically been structured as weekly sessions with focused topics each week, providing a comprehensive, step-by-step exploration of credit management principles.

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About Credit Services

O.C.E.A.N., Inc. supports individuals’ financial goals by offering credit education services, credit report analysis guidance, and strategies for increasing credit scores. These services are designed to help consumers improve their financial health and expand access to credit-related opportunities.

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Educational efforts focus on credit fundamentals, including how credit affects borrowing, wealth building, and access to financial products. They aim to equip community members with the knowledge to manage credit responsibly and make informed decisions about their financial futures.

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Contact Information

AC Credit Repair Program
(General Inquiries)
Phone: 732-244-9041
Email: info@oceaninc.org